Phishing – when scammers try to get your personal information

October 22nd, 2011 → 1:06 am @ // No Comments

I receive a lot questions from clients regarding emails they receive that ask for personal information. They usually call and say, “I just received an email and it wants to know my bank account and routing number. What do I do? Is this legit?”

100% of the time these types of emails are SPAM and hackers or spammers use these emails to try to get YOU to give THEM your sensitive information. This is called PHISHING (like “fishing” for information).

Due to the numerous types of e-commerce applications I write, we usually deal with credit card processing and NACHA files and when clients see those types of emails, they always catch their eye.

Banks, credit unions, credit card companies, and all other reputable companies will NEVER, NEVER, EVER ask for this information thru email.

Phishing does NOT stop with EMAIL. I’ve seen and experienced attempts thru the mail, phone, and other websites. Don’t take the bait. Sometimes it’s hard to tell. I’ve seen emails that have a link to a site that looks just like PayPal—I mean exactly like it. The only way to know is to look in the “address bar” of your browser to make sure it’s the actual site.

If you fall victim to Phishing, or *think* you fell victim, contact your financial institution immediately.

For more information on “Phishing” click here.

–Iowa Web Guy

General &Questions